{"id":536,"date":"2014-09-05T20:53:02","date_gmt":"2014-09-05T20:53:02","guid":{"rendered":"http:\/\/vps27419.inmotionhosting.com\/~micha432\/pacificbluffs.com\/pb2\/?page_id=536"},"modified":"2025-08-19T23:04:20","modified_gmt":"2025-08-19T23:04:20","slug":"hoa-master-policy","status":"publish","type":"page","link":"https:\/\/www.pacificbluffs.com\/pb2\/hoa-master-policy\/","title":{"rendered":"HOA Master Insurance Policy"},"content":{"rendered":"<h1>Insurance Coverage<\/h1>\n<p>Insurance Coverage: The Association&#8217;s insurance coverage is detailed below. Please keep in mind that the Association insures the structure and liability for incidents that occur in the common areas. <b><span style=\"background-color: #ffff00;\">Each homeowner is expected to provide insurance for their own liability, personal property and the $10,000 deductible on the Association&#8217;s master policy.<\/span><\/b><br \/>\nName of Insurer: State Farm Insurance<br \/>\nPaul Varelia, Agent<br \/>\n3661 Avocado Blvd.<br \/>\nLa Mesa, CA 91941<br \/>\nTel: (619) 670-8686<\/p>\n<h2>Coverage Limits: Buildings (Blanket) $ 28,972,400<\/h2>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2025\/08\/c2-State-Farm-Certificate-of-Insurance-2025_2026.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2025-2026<\/a><\/p>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2025\/05\/c2-State-Farm-Certificate-of-Insurance-2024_2025.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2024-2025<\/a><\/p>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2023\/08\/certificate-of-insurance-august-18-2023-through-august-18-2024.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2023-2024<\/a><\/p>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2022\/11\/certificate-of-insurance-august-18-2022-through-august-18-2023.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2022-2023<\/a><\/p>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2021\/11\/certificate-of-insurance-august-18-2021-through-august-18-2022.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2021-2022<\/a><\/p>\n<p><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/wp-content\/uploads\/2021\/02\/c2-Master-Policy-2020-2021-redacted.pdf\" target=\"_blank\" rel=\"noopener\">HOA master insurance policy 2020-2021<\/a><\/p>\n<p>State law requires that the following statement be included with the annual insurance notification:<br \/>\n&#8220;This summary of the association&#8217;s policies of insurance provides only certain information, as required by subdivision (e) of Section 1365 of the Civil Code, and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance. Any association member may, upon request and provision of reasonable notice, review the association&#8217;s insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies. <b><span style=\"background-color: #ffff00;\">Although the association maintains the policies of insurance specified in this summary, the association&#8217;s policies of insurance may not cover your property, including personal property or, real property improvements of or around your dwelling, or personal injuries or other losses that occur within or around your dwelling. Even if a loss is covered, you may nevertheless be responsible for paying all or a portion of any deductible that applies. Association members should consult with their individual insurance broker or agent for appropriate additional coverage.<\/span><\/b> &#8221;<br \/>\nThe Board of Directors<br \/>\nPacific Bluffs Corporation 2<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance Coverage Insurance Coverage: The Association&#8217;s insurance coverage is detailed below. Please keep in mind that the Association insures the structure and liability for incidents that occur in the common areas. Each homeowner is expected to provide insurance for their own liability, personal property and the $10,000 deductible on the Association&#8217;s master policy. Name of &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.pacificbluffs.com\/pb2\/hoa-master-policy\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;HOA Master Insurance Policy&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-536","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/pages\/536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/comments?post=536"}],"version-history":[{"count":31,"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/pages\/536\/revisions"}],"predecessor-version":[{"id":1834,"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/pages\/536\/revisions\/1834"}],"wp:attachment":[{"href":"https:\/\/www.pacificbluffs.com\/pb2\/wp-json\/wp\/v2\/media?parent=536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}